> For the complete documentation index, see [llms.txt](https://docs.velafi.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.velafi.com/velafi-1/guides/payment-method-id.md).

# Payment Method ID

This section provides information about the various payment methods supported by the API, including a comprehensive mapping of payment method IDs to their respective names. The following table outlines the payment method IDs along with their corresponding payment method names. This reference is essential for developers and users to identify and utilize the appropriate payment methods in their transactions.

<table><thead><tr><th width="125.00006103515625">Payment ID</th><th width="268.1109619140625">Name</th><th width="109.5926513671875">Type</th><th>Trench</th></tr></thead><tbody><tr><td>105</td><td>SPEI (Finco Pay)</td><td>Automatic</td><td>CLABE - FINCO PAY</td></tr><tr><td>72</td><td>SPEI (Tesored)</td><td>Automatic</td><td>CLABE - TESORED</td></tr><tr><td>63</td><td>CBU/CVU (Momentum)</td><td>Automatic</td><td>CVU - Momentum</td></tr><tr><td>137</td><td>3.0 Transfer (QR)</td><td>Automatic</td><td>QR Argentina</td></tr><tr><td>81</td><td>ACH (Reference - Lead Bank)</td><td>Automatic</td><td>Lead Bank</td></tr><tr><td>82</td><td>ACH (Virtual - Lead Bank)</td><td>Automatic</td><td>Lead Bank</td></tr><tr><td>83</td><td>Wire (Reference - Lead Bank)</td><td>Automatic</td><td>Lead Bank</td></tr><tr><td>84</td><td>Wire (Virtual - Lead Bank)</td><td>Automatic</td><td>Lead Bank</td></tr><tr><td>85</td><td>SEPA (Bridge)</td><td>Automatic</td><td>Lead Bank</td></tr><tr><td>90</td><td>Pix (Genial)</td><td>Automatic</td><td>BANCO GENIAL</td></tr><tr><td>135</td><td>Pix (a55)</td><td>Automatic</td><td>a55</td></tr><tr><td>95</td><td>Bank Transfer</td><td>Automatic</td><td>PEN Account</td></tr><tr><td>111</td><td>Wire (Virtual - CRB)</td><td>Automatic</td><td>Cross River Bank</td></tr><tr><td>113</td><td>ACH (Virtual - CRB)</td><td>Automatic</td><td>Cross River Bank</td></tr><tr><td>115</td><td>SWIFT Account_Cross River Bank</td><td>Automatic</td><td>Cross River Bank</td></tr><tr><td>120</td><td>Wire (CPN)</td><td>Automatic</td><td>Circle Payment Network</td></tr><tr><td>121</td><td>CIPS (CPN)</td><td>Automatic</td><td>Circle Payment Network</td></tr><tr><td>122</td><td>FPS (CPN)</td><td>Automatic</td><td>Circle Payment Network</td></tr><tr><td>123</td><td>CHATS (CPN)</td><td>Automatic</td><td>Circle Payment Network</td></tr><tr><td>124</td><td>SEPA(CPN)</td><td>Automatic</td><td>Circle Payment Network</td></tr><tr><td>125</td><td>BANK-TRANSFER(CPN)</td><td>Automatic</td><td>Circle Payment Network</td></tr><tr><td>126</td><td>PESONET(CPN)</td><td>Automatic</td><td>Circle Payment Network</td></tr><tr><td>127</td><td>FEDWIRE(CPN)</td><td>Automatic</td><td>Circle Payment Network</td></tr><tr><td>70</td><td>VelaFi Pending Fund</td><td>Automatic</td><td></td></tr><tr><td>19</td><td>Pix</td><td>Manual</td><td></td></tr><tr><td>27</td><td>Bank Transfer (Brazil)</td><td>Manual</td><td></td></tr><tr><td>28</td><td>Bank Transfer (Argentina)</td><td>Manual</td><td></td></tr><tr><td>29</td><td>Manual Bank Transfer (Mexico)</td><td>Manual</td><td></td></tr><tr><td>36</td><td>Mercantil</td><td>Manual</td><td></td></tr><tr><td>37</td><td>Bank Transfer (Venezuela)</td><td>Manual</td><td></td></tr><tr><td>38</td><td>Banco De Venezuela</td><td>Manual</td><td></td></tr><tr><td>39</td><td>Ubii Pagos</td><td>Manual</td><td></td></tr><tr><td>40</td><td>Banesco</td><td>Manual</td><td></td></tr><tr><td>41</td><td>Pago Movil</td><td>Manual</td><td></td></tr><tr><td>42</td><td>BNC Banco National De Credito</td><td>Manual</td><td></td></tr><tr><td>43</td><td>BBVA Provincial (Venezuela)</td><td>Manual</td><td></td></tr><tr><td>44</td><td>Bancamiga</td><td>Manual</td><td></td></tr><tr><td>45</td><td>Bancaribe</td><td>Manual</td><td></td></tr><tr><td>46</td><td>Banplus</td><td>Manual</td><td></td></tr><tr><td>47</td><td>Banco Activo</td><td>Manual</td><td></td></tr><tr><td>48</td><td>Bank Transfer (Colombia)</td><td>Manual</td><td></td></tr><tr><td>51</td><td>境內銀行轉賬 (台灣)</td><td>Manual</td><td></td></tr><tr><td>52</td><td>街口轉賬</td><td>Manual</td><td></td></tr><tr><td>53</td><td>LINE Pay</td><td>Manual</td><td></td></tr><tr><td>59</td><td>Bank Transfer (Perú)</td><td>Manual</td><td></td></tr><tr><td>60</td><td>Bank Transfer (Chile)</td><td>Manual</td><td></td></tr><tr><td>61</td><td>Manual USD Payments (CHATS)</td><td>Manual</td><td></td></tr><tr><td>64</td><td>Banque Msr UAE</td><td>Manual</td><td></td></tr><tr><td>67</td><td>Bank Transfer (Uruguay)</td><td>Manual</td><td></td></tr></tbody></table>

## Payment Method FAQ

| Payment method  | Region        | Currency | Direction                 | Account beneficiary         | Settlement time | Payin Conciliation Method              | Bank              | Features                    | Limits                                  | Tax                 | Status |
| --------------- | ------------- | -------- | ------------------------- | --------------------------- | --------------- | -------------------------------------- | ----------------- | --------------------------- | --------------------------------------- | ------------------- | ------ |
| ACH             | 🇺🇸US        | USD      | <p>Payin</p><p>Payout</p> | Partner                     | T+0 or +1       | Static Memo,Dynamic Memo               | Lead bank         |                             |                                         |                     | Live   |
| ACH             | 🇺🇸US        | USD      | Payin                     | User                        | T+0 or +1       | Virtual account/vIBAN                  | Lead bank         |                             |                                         |                     | Live   |
| Wire            | 🇺🇸US        | USD      | <p>Payin</p><p>Payout</p> | Partner                     | T+0             | Static Memo,Dynamic Memo               | Lead bank         |                             |                                         |                     | Live   |
| Wire            | 🇺🇸US        | USD      | Payin                     | User                        | T+0             | Virtual account/vIBAN                  | Lead bank         |                             |                                         |                     | Live   |
| CHATS           | 🇭🇰HK        | USD      | Payout                    | Partner                     | T+0             | N.A.                                   | DBS               | Ultimate remitter,Reference |                                         |                     | Live   |
| FPS             | 🇭🇰HK        | HKD      | Payout                    | Partner                     | T+0             | N.A.                                   | DBS               | Reference                   |                                         |                     | Live   |
| SWIFT           | 🇭🇰HK        | USD      | Payout                    | Partner                     | T+0 or +1       | N.A.                                   | DBS               | Ultimate remitter           |                                         |                     | Live   |
| SPEI            | 🇲🇽Mexico    | MXN      | <p>Payin</p><p>Payout</p> | User                        | Instant 24x7    | Virtual account/vIBAN                  | Arcus             | Reference                   |                                         |                     | Live   |
| CVU             | 🇦🇷Argentina | ARS      | <p>Payin</p><p>Payout</p> | User                        | Instant 24x7    | Virtual account/vIBAN                  | Momemtum Pagos    | Reference                   |                                         | IDC 60bps each side | Live   |
| PSE             | 🇨🇴Colombia  | COP      | Payin                     | Partner                     | Instant 24x7    | Dynamic Memo                           | N.A.              | Reference                   |                                         | GMF 40bps           | P1     |
| ACH             | 🇨🇴Colombia  | COP      | Payout                    | Velafi                      | T+0 or +1       | N.A.                                   | Banco Coopcentral | Reference                   |                                         | GMF Waived          | P1     |
| FastPay         | 🇨🇴Colombia  | COP      | Payout                    | <p>Partner</p><p>Velafi</p> | Instant 24x7    | N.A.                                   | Banco Coopcentral | Reference                   | 1 - 50,000,000 COP                      | GMF Waived          | P1     |
| Pix             | 🇧🇷Brazil    | BRL      | <p>Payin</p><p>Payout</p> | Velafi                      | Instant 24x7    | Static Memo,Dynamic Memo,Sender's info | Genial            | Reference                   |                                         |                     | P1     |
| Service Payment | 🇵🇪Peru      | PEN      | Payin                     | Partner                     | Instant 24x7    | Dynamic Memo                           | N.A.              | Reference                   | 1 - 50,000 PEN                          |                     | P1     |
| ACH             | 🇵🇪Peru      | PEN      | Payout                    | Partner                     | T+0 or +1       | N.A.                                   | N.A.              | Reference                   | SoF required for more than 10,000 soles |                     | P1     |


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