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The VelaFi crypto-to-fiat off-ramp converts crypto from your merchant crypto balance into local fiat currency — such as MXN, ARS, BRL, or COP — deposited directly into your users’ bank accounts. The API handles rate quoting, debiting the crypto from your merchant balance, conversion, and bank transfer initiation, so you can offer seamless cash-out flows without managing local payment infrastructure yourself.
The userPaymentId must reference a beneficiary that is already registered in your VelaFi account. Attempting to create an order with an unknown userPaymentId will result in an error.